Why Educators Choose Us
We're not just Financial Professionals we are retirement educators that specializes in retirement strategies who understand the educator's journey.
Educator Specialists
Unlike generic financial Professionals, we specialize in 403(b)/457(b) plans and understand pension systems, educator benefits, and the unique challenges school employees face.
Tax-Smart Strategies
We maximize your retirement through strategic contributions, Roth conversions, and pension optimization saving our clients an average of $50,000+ in unnecessary taxes.
Personal Service
You'll work directly with one of our licensed professionals on our team. We answer your calls, not an automated system.
Comprehensive Protection
Beyond retirement planning, we ensure your family is protected with life insurance and income replacement strategies.
Unique Challenges Educators Face
We understand your world while most Financial Professionals and Advisors don't.
Common Problems
Confusing 403(b) and 457(b) plan options with hidden fees
Pension uncertainty and early retirement penalties
Limited income during summer months affecting savings
High student loan debt delaying retirement planning
Complex benefit coordination between districts
Generic advice from advisors who don't understand educator benefits
Our Solutions
FRS, DROP, 403(b)/457(b) plan optimization and comparison
Paycheck Analysis
FRS Pension and DROP check evaluation
Strategic pension maximization and early retirement planning
HELP REDUCE YOUR TAXES by saving through payroll deduction
Debt-reduction plans integrated with retirement savings
Seamless benefit coordination and rollover assistance
DORMANT 401(k) or retirement account rollover strategy
Specialized expertise in educator retirement system FRS and DROP
Our Specialized Services
Comprehensive retirement and protection solutions designed specifically for educators and non-profit employees.
403(b), 457(b), FRS & DROP
Maximize your supplementle retirement benefits accounts with strategic contributions.
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Plan comparison and fee analysis
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Paycheck analysis
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Contribution optimization strategies
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Catch-up contribution planning (age 50+)
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Rollover and consolidation services
IRA Solutions
Supplement your retirement with Traditional, Roth, and Simple IRAs tailored to your income and goals.
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Traditional vs. Roth IRA analysis
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Backdoor Roth conversion strategies
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Simple IRA for side income
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Required Minimum Distribution (RMD) planning
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Spousal IRA coordination
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Guaranteed Lifetime Income Strategy
Pension Optimization
Navigate your pension system's complexities and maximize your
lifetime retirement income.
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Pension vs. lump sum analysis
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Early retirement impact calculations
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Guaranteed Lifetime Income Strategy
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Survivor benefit strategies
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Social Security coordination
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Healthcare bridge planning
Life Insurance
Protect your family's future with comprehensive coverage with Living Benefits for personal and business needs.
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Income replacement analysis
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Term life insurance (10-30 year terms)
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Whole life with cash value growth
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Universal life with flexibility
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Index Universal Life (IUL)
Annuities
Create guaranteed income streams to supplement your pension and Social Security.
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Fixed annuities for guaranteed returns
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Indexed annuities - market participation growth potential security from market downturn
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Income rider analysis
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Tax-deferred growth strategies
Retirement Income
Create a lifetime income strategy that ensure income as long as you're alive sustainable withdrawal strategy that ensures your money last.
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GLIR- Guarantee Lifetime Income Riders
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Tax-efficient distribution planning
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Healthcare cost forecasting
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Legacy and estate planning
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Required Minimum Distribution (RMD)
Our Simple 4-Step Process
Getting started with your retirement planning is easier than you think.
1
2
Free Consultation
Comprehensive Analysis
Schedule a no-obligation call where we learn about your goals, current situation, and retirement concerns.
We review your 403(b), pension, Social Security, and other benefits and retirement accounts to create a complete retirement picture.
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4
Custom Strategy
Ongoing Support
Receive a personalized retirement plan with specific recommendations for contributions, investments, and protection.
We implement your plan and provide continuous guidance as you progress toward your retirement goals.
What Educators Say About Us
Real results from real educators who trusted us with their retirement planning.
Sarah M.
"After 25 years of teaching, I was confused about my retirement options. The Laurore Team explained everything clearly and helped me optimize my 403(b). I'll retire 3 years earlier than planned!"
James R.
"Benise and Marc saved me thousands in fees by showing me the hidden costs in my old 403(b) plan. They're educators' advocates, not just salespeople. Highly recommend!"
Linda T.
"I was worried about retiring early without my full pension. Marc created a strategy using my 457(b) and an annuity that gives me confidence to retire at 62. Thank you!"
Meet the Laurore Team
We are Marc and Benise Laurore, licensed Financial Professionals with a singular focus: helping educators, indiviuals, small businesses, and non-profit employees achieve their financial freedom and dignity in retirement.
With over 20 years of combined experience specializing in retirement strategies and solutions. We've helped hundreds of employees, individuals, small business owners and non-profit employees (church, hospitals, municipality employees) navigate the complex world of retirement benefits. With us you are not just a number but you work with us and our teams directly.
Our specialization in the 403(b),457(b) market means we know the ins and outs of school pension systems and understand the challenges of summer income gaps, and can navigate the specific retirement benefits options available through your employer.
Contact Us Today
Ready to start planning for your secure retirement? Reach out today for your free consultation.
We typically respond within 24 hours on business days.
Call Us
(877) 734-8830
(561) 506-6915